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In adding up the yearly accumulation of traditional copayments, visit fees, facility fees, premiums, and deductibles, for most people, these conventional expenses very often surpass the annual membership fee for Helena DPC. If opting in to a traditional health insurance plan (whether high-deductible or premium), chances are that for any given year the DPC membership cost will be significantly less than your insurance deductible (while covering most of your healthcare needs).

We do not file insurance claims. Currently, monthly membership fees are not covered by health insurance plans. Eligible patients may use HSA funds for qualifying DPC membership fees and other qualified medical expenses. With other traditional insurance plans, patients may submit expenses (other than the monthly membership) for reimbursement on their own, subject to their plan’s rules.

You do not need to carry a health insurance policy; however, it is highly recommended that you carry some type of catastrophic coverage. Though our medical expertise is robust, we cannot deny that in some cases a higher echelon of care is needed--catastrophic insurance and/or maintaining a health savings account is critical in the event of emergency department visits, hospitalizations, and certain specialty referrals. Notably, membership in Helena Direct Primary Care is not health insurance.

Yes, HSA funds may be used for qualifying direct primary care membership fees under the rules effective January 1, 2026. Eligibility requirements apply. See the IRS guidance.

For enrolled members we are happy to see your children. There is a discounted price as well. We offer $35 Monthly Membership Fee for Children. This applies to children of enrolled adult members. All services granted adults is included for children.

Absolutely. Whether in the office, through telemedicine, or over the phone, we will accommodate your schedule as best as possible. Unrivaled access to care is a hallmark of direct primary care. In fact, for established members we also offer home visits if needed/desired. Our goal is to customize the care we provide to you.